Credit bureaus insist that individuals cannot repair their credit without waiting years for negative items to be removed. Don't believe them.

 Credit Restoration Specialists has been doing this for a long time and in that time we have found that through continually refining and redefining our strategies, we have secured methods that provide optimal performance.

 Although the details of the process change as new laws are passed and regulations are added, the underlying principle has remained virtually the same. Here are the four essential steps that make up the process of cleaning up your credit reports. These steps are repeated until you are satisfied with the results.

Step 1 - We examine your credit reports - You begin by forwarding copies of your credit reports to us from all three of the major credit bureaus. Keep in mind that the credit bureaus will only correspond directly with you, not your credit repair firm. These updated reports are crucial for us to see which items were removed successfully.

Step 2 - You tell us which items to dispute - Someone from our firm will contact you within 24 hours of receiving your reports. We will go over your report in high detail while you let us know which items you would like us to dispute. They will also be accessible 24/7 online.

Step 3 - Credit Restoration Specialists works your case - Credit Restoration Specialists begins to dispute your items by using its arsenal of credit report repair strategies and experienced staff to challenge negative items directly with the credit bureaus. Depending on the number of negative items on your credit reports this step will be repeated for each subsequent loop through the cycle...

Step 4 - Sit back and wait for results - The credit bureaus have 30 days to investigate your dispute. Within those 30 days they must provide proof of the discrepancies on your report or be forced to delete those negative items. They will send you an updated credit report and you will then send it to us to move your case forward. The cycle begins again, and we remove more negative items from your reports